Local providers covering 19 cities across Kentucky.
Kentucky's water damage risk is shaped by its river systems, most notably the Ohio River along its northern border. The state has a documented history of catastrophic flooding, including the 1937 Ohio River flood that devastated Louisville and other river communities, and more recently the July 2022 floods that caused severe damage across eastern Kentucky. The state's hilly and mountainous terrain in the east can also cause flash flooding to develop quickly along smaller creeks and hollows.